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Scenario Manager (Analyze Goals (Retirement (WAMO (Retirement ages, Fixed…

- - - - Retirement ages
      - Fixed expenses
      - Discretionary expenses
      - Monthly savings
      - Lump sum savings
    - - Investment profile
        
        pre-retirement
        
        retirement
      - Return Rates
        
        pre-retirement
        
        retirement
    - - Redemptions
      - SEPP
      - Principal distributions from trusts
  - - - Expense Coverage %
      - Duration
      - Monthly savings
      - Lump sum savings
    - - Investment profile
      - Return rates
  - - - Purchase amount
      - Monthly savings
      - Lump sum savings
      - Purchase date
    - - Investment profile
      - Return rates
  - - - Target amount
      - Savings period
      - Monthly savings
      - Lump sum savings
    - - Asset class
      - Return rates
  - - - Death benefit/additional insurance coverage
      - Return rate
    - - Milestones
        
        Life expectancy
        
        Retirement age
      - ROR on cash flow surpluses & liquidations
        
        pre-retirement
        
        retirement
    - - Annual expenses (%)
        
        Education expenses (% covered)
      - Additional expenses
    - - Pay off outstanding liabilities
      - Major purchase goals
      - Addtl lump sum needs
  - - - Disability benefit/Addtl insurance
    - - Milestones
        
        Disability retirement age
        
        Disability life expectancy
        
        Analyze disability to [age]
      - ROR on disability insurance proceeds, surpluses & liquidations
        
        pre-retirement
        
        retirement
    - - Annual expenses (%)
        
        Education expenses (% covered)
      - Addtl expenses
    - - Pay off outstanding liabilities
      - Major purchase goals
      - Addtl lump sum needs
  - - - Benefit Amount/addtl insurance
    - - Adjust Milestones
      - ROR on surpluses & liquidation
    - - Existing Expenses (%)
      - Existing incomes (%)
      - Addtl LTC expenses
  - - - Simple will
- - - - Milestones
        
        Retirement age
        
        Life Expectancy
      - Economic Factors
        
        Inflation Rate
      - Asset Allocation
        
        Investment Profile
    - - Future State of Residence
  - - - Existing
        
        Sale Information
        
        Return Rates
      - Add Asset
    - - Existing
        
        Rental Info
        
        Sale Information
        
        Return Rates
      - Add Real Estate
    - - Existing
        
        Make Early Payoff
        
        Debt Modification VIEW ONLY
      - Add Liability
        
        Debt Modification STILL VIEW ONLY
    - - Existing Accounts
        
        Return rates: Reinvestment Strategy
        
        Account Fee Setup
        
        Redemptions VIEW ONLY
      - Add Account
        
        Savings Strategies
        
        Redemptions - editable
        
        NO Holdings
        
        NO Beneficiaries
    - - Deferred
        
        Fixed
        
        Existing
        
        Payout Options
        
        Savings Strategy VIEW ONLY
        
        Redemptions VIEW ONLY
        
        Limited Detail Overrides
        
        Add Fixed Annuity
        
        Savings Strategy - editable
        
        Redemptions - editable
        
        Convert to Variable
        
        Variable
        
        Existing
        
        Limited Detail Overrides
        
        Subaccounts VIEW ONLY
        
        Payout Options
        
        Savings Strategy VIEW ONLY
        
        Redemptions VIEW ONLY
        
        Return Rates - only general account editable
        
        Add Variable Annuity
        
        Savings Strategy (editable)
        
        Redemptions (editable)
      - Annuitized
        
        Existing
        
        NOTHING is editable
        
        Add Annuitized Annuity
        
        Payout Options
  - - - Existing
      - Add Pre-Retirement Income
      - Add Retirement Income
    - - Add Pension
      - Existing
    - - Cover Fixed Expenses %
        
        Pre-retirement
        
        Retirement
      - Cover Discretionary Expense %
        
        Pre-retirement
        
        Retirement
      - Existing
    - - Add pre-retirement expense
      - Add retirement expense
  - - - Qualified
      - Non-qualified
    - - Redemptions
      - SEPP
      - Principal Distributions from Trusts
    - - Surplus Savings
      - Surplus Expenses