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PruFlexiCash (WHO? (Customers who like some level of liquidity with the …

- - - - Receive a
        Yearly Cash Benefit,
        in any year after the
        10th Policy Anniversary,
        up to one year before
        policy maturity.
    - - Accumulate all the
        Yearly Cash Benefit
        & receive a Lump Sum
        at Maturity
    - - Receive a
        Yearly Cash Benefit, of
        5% of PruFlexiCash Sum
        Assured,
        after the 2nd Policy
        Anniversary.
  - - - Life Assured ( of a Juvenile policy ) can buy a new Whole Life or Endowment policy
        without evidence of good health.
      - The sum assured of the new policy can be up to the basic sum assured of the maturing
        PruFlexiCash policy, increased at a compounded rate of 5% p.a. for the term of the
        PruFlexiCash policy held.
      - The maximum sum assured that the Life Assured can buy under this option is limited to
        $300,000.
      - The new policy must be a with-profits policy, only if it is available and must be purchased
        within 3 months from the date of maturity.
  - - - Sum assured for Death plus all bonuses* that we have added to the policy, less any
        outstanding policy loans, automatic premium loans, surgical and nursing loans and any other outstanding amounts owing
        to us in connection with the policy
    - - Below 1
        20% of the sum assured in a lump sum and the policy terminates.
      - Age 1 to 64
        100% of the sum assured plus proportionate bonuses that we have added to the policy,
        up to $2,000,000, 6 months after the confirmed onset of Disability ("Deferment Period"^)
        by a Registered Medical Practioner. Disability is the condition of being Totally and
        Permanently Disabled.