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PRUflexicash (What? (Policy term (15 years, 20 years, 25 years, Up to age…
PRUflexicash
What?
Policy term
15 years
20 years
25 years
Up to age 25 (Juvenile policies)
Minimum age
:no_entry:
1 - 60 anb
"Endowment plan with reasonable protection"
Death / TI / TPD protection
Optional cash withdrawals
Additional riders
Maturity Benefit
Lump sum + bonuses - outstanding loans
Policy loan
Approx. 8% interest
Wealth accumulation
Disciplined savings (not as flexible as bank)
Who?
Young professionals
Incentive for self
(to fund car / holiday trip etc)
Those seeking flexibility in cash withdrawal
3rd year onward: YEARLY WITHDRAWAL
Young couples with kids
Fund education / children's marriage in future
Why
Flexibility
Optional cash withdrawals
After 2nd policy anniversary
Mid-term add of (non-par) riders
Protection
Payer Security
Accident plans...
Crisis Waiver III
Disability Income
Protection
Death
Terminal Illness
Disability