Please enable JavaScript.
Coggle requires JavaScript to display documents.
Digital in JAM for impact (Benefits/Soc Prot (Opportunities (Awareness…
Digital in JAM for impact
Benefits/Soc Prot
Coverage
Aadhar: 86.7% of population
e-KYC: 15%
Transactions
AEPS: 2.65 million transactions, 316 crores (Jan 2017)
ABPS (govt schemes): 167.36 crores 44,900 crores cum
(Jan 2017)
Linkages of schemes - 84/X central schemes
State penetration
Rural/Urban, Women/men
How much cashless out of total as defacto?
Status
What schemes are Aadhar enabled (categorize)
What % of population uses it? How often?
What is the State of variation?
6.67% of payments are routed through Aadhar/0.06% of value
Awareness through Bank Mitras, SHGs
Gaps
Awareness
Very few orgs are doing literacy
Universally, no information on govt. schemes
Gender, influence divide - information asymmetry
Access
lack of aadhar devices
number of centres
number of agents (BCs, bank mitras, asha/anm, fps guys, school teachers, local panchayats, post office and postmen)
number of banks close by
Usage
Status update by SMS?
Time taken for scheme to reach
Grievance redressal
Opportunities
Awareness workers(Haqdarshak)
Last-mile connection for single-window delivery
Apps for awareness, update & reminders
App delivery of info for schemes (RSBY)
Best alternative to this scheme
security & leakage
right targetting of schemes
government planning
Savings
Insurance
Credit
Coverage
Gaps