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Transferring Mortgages (Transfer of equity (Status (Affordability, Changes…

- - - - Valuations
      - Arrangement fees
      - Conveyancing
    - - Longer term
      - Credit impaired customer
        
        Ensure debts are paid
        
        Add to committed expenses
      - Reduced equity
      - Unable to meet monthly repayments
    - - Longer term payments
    - - LTV Exceeded
    - - ERCs
      - Administration fees
      - Loyalty offerings
      - Relationship
- - - - Estate agent’s fees
      - Mortgage fees (arrangement, reservation, valuation)
      - Higher lending charge
      - Surveys
      - Legal fees
      - ERCs unless portable
      - Increased loan