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expenses (investments (stock, iras, 401ks, schemes for building credit),…
expenses
investments
stock
iras
401ks
schemes for building credit
social (minimized as much as possible)
dinners out
drinking
networking over coffees and eyerolls
rent
internet and utilities included
live with roommates (separate leases)
student loans
income based
non-profit forgiveness
insurances
health
car/renter
transportation
bike for local
car for long distances
car payments
refinancing once good credit is established
savings for repairs
food (groceries)