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My Goals (Financial Goals (My financial goal is to have a well stocked…

- - - - Keep at least 500 in my savings in case of an emergency
        
        Stay out of debt, it will be difficult to achieve my goal while in debt.
        
        2 barriers- Spending my savings money
        
        2 barriers- Buying stuff I want , instead of stuff I need.
        
        The change will be I will have money saved up for hard times and ill know how to manage my money better.
- - - - -Complete all assignments on time
        
        -Find out what type of studying is best for me
      - -Rewrite notes to memorize the information
      - Turning in late assignments, not receiving full credit on work
      - I will have a good GPA and may receive scholarships and itll help my time management.
- - - - Critical thinking
    - - 2 barriers- Not communicating with classmates