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Private Insurance (Health Insurance (What is covered (General Treatment…

- - - - limits may apply
        
        per service
        
        per year
        
        per lifetime
  - - - covers the cost of emergency or other ambulance services
    - - you can choose your own doctor
      - decide whether you will be treated at a public or a private hospital that your doctor attends
        
        private hospital
        
        choose which hospital
        
        more choice of when to be admitted
        
        public hospital
        
        can't choose hospital
        
        public waiting lists apply
    - - dental treatment
      - chiropractic treatment
      - home nursing
      - podiatry
      - physiotherapy, occupational, speech and eye therapy
      - prostheses
- - - - provides cover for delays, cancellations, loss of or damage to luggage and personal effects, and personal liability
      - may also provide cover for the rental vehicle insurance excess paid for unexpected scrapes in rental cars and emergency accommodation
    - - overseas medical and dental expenses
      - lost or stolen luggage
      - liability cover
      - accidental death or disability,
      - expenses if you incur a financial loss
        
        delays
        
        cancellations
        
        rescheduled arrangements
      - some offer additional services
        
        24-hour medical emergency translation
    - - Some financial institutions provide travel cover as part of their credit card service to their customers
        
        extent of the cover provided by your financial institution may not suffice for some travel destinations
- - - - financial losses associated with damage or loss of a property you own. Continue reading this section for more information
    - - policies that combine the features of both types of insurance
  - - - site clearance
      - preparation
      - temporary accommodation
  - - - damage to your house or apartment
        
        main dwelling
        
        garage
        
        other outbuildings that can be locked up
        
        fixtures or items permanently attached to the home
      - legal liability
      - home improvements at your site
      - may cover
        
        other events that cause loss or damage
        
        rebuilding fees
        
        temporary accommodation
- - - - damage caused by your vehicle to other vehicles or property
    - - replacement of any other vehicles that are damaged by your vehicle
        
        damage to property
      - repair or replacement of your vehicle
        
        theft
        
        collision
        
        fire
        
        malicious damage
        
        weather
    - - protects any person that you might injure while you are driving a vehicle, including , and other road users.
        
        pedestrians
        
        cyclists
        
        other road users
      - legal liability in respect of personal injury caused to another person while you are driving.
    - - the protection of third party property policies
      - additional fire and theft protection for your vehicle
        
        up to a specified limit