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PRULink Enhanced Protector (Who (Flexibility between protection and…
PRULink Enhanced Protector
What
Insurance Coverage
Basic coverage: Basic SA (1.5 times)
Optional unit deducting riders: CCP, ECCP
Investments
Wide range of Pru Link Funds
Unlimited free fund switch
EAO (Lump Sum)
Flexibility
Increased SA without underwriting
Partial withdraws
Reduce coverage to zero
Who
Flexibility between protection and investment needs
Able to commit regular premiums over medium to long term
Like to participate in investments but have budget contraints
Need high coverage
Comfortable with non-guaranteed surrender value
Wants protection and investment needs
Are comfortable with non-guaranteed charges
Why
Medium and Long term protection
Wide varieties of funds
Diversification of investment
Dollar cost averaging
Flexibility
Option to reduce coverage in later years.
Choices of PRUlink funds.
Medium to high risk investment profile
Allow partial withdrawal (anytime)