Producer Churn

Agent leaves the organisation
:

Company terminates the agent :

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Illegal activity

License expired

Personal Issue

Product type

Agent Interview Process

Switch Organisation

Location

Changes in commision

Incentive /Commision

Tenure

Mix popularity

PoC support

Age

Gender

Occupation

Latest policy issue time

Working for some other company

Usual work trend

Persistence of agent policies

Payment plan

Agent Bond

Maritial status

Age Limit

Gender

Education

Occupation

Dependents

Hometown

Location

Trend of license creation

License expiration as per policy

License time period

Retirment of agent

Age Group

Time

Past Health Issues

Economic/Company related factors

Rules/Regulations

Company performance

Inflation

Geographic spread

Employee Count

EE Count

Sudden attrition/growth

association with other company agents

Product category

Product composition

Product popularity

Product maturity

Product commission

Competitive products

Not popular product

Customer feedback

Agents performance

Product knowledge

Product popularity

Certification

Rules/Regulations

Address verified

Contact availability

License verified

High variance in commission

Incomplete paperwork of client

delay in client paperwork

Repetition of declined applications

high variance in product allocation

Assets

End of contract

Different customer feedbacks

Premium not paid

Not meeting sales target

No. of claims denied

claims processing speed

enrollment processing speed

Escalations

Quotations

Agent interaction with client

Conversion percentage

Internal feedback

Unresolved cases

No of policy lapses due to non payment

No of policy cancellation request

No of trainings underwent by the agent

Other important factors

Agent enrollment form - Data points captured while filing the form

Agent re-enrollment Process

Agent retention Policy

Less number of policies and those less number of policies are purchased by their family members and Friends

Stock options - For this, does Aflac's agent should be present in the system for long time