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PRUwealth (Features (Capital guaranteed from End year 20, Long term wealth…
PRUwealth
Features
Capital guaranteed from End year 20
Long term wealth accumulation plan
Death benefit
Maturity benefit
Face value
Bonus
Secondary life assured option
Joint ownership
Guaranteed issuance offer
Limited premium payment term
Can be held till age 100
Who buy?
Wants long term accumulation plan
Limited premium payment terms of 5, 10 and 20 years (dominated in SGD)
Wants financial protection against death
Pays a maturity benefit when life assured reaches 100 years old
Has withdrawal needs after 3 policy years
Wants guaranteed issuance offer (no under writing required)
Why buy?
higher potential returns
worry less about the volatility of the market
grow saving securely
reduce the impact of future inflation
allowing saving to grow despite unforeseen circumstances that happened between you and your spouse
worry less when retire