Please enable JavaScript.
Coggle requires JavaScript to display documents.
Not having detailed expense report (Vague (Not seeking the data that is…
Not having detailed expense report
Hard to get/maintain a report on a cash transaction
Cannot make it automated like digital transactions
No digital bill generation
:red_flag:
Cannot convert a written bill to digital bill
Not upgrading to digital trends by vendors
Not compatible
Cannot know where and how user is spending
No digital connection between the vendor and the user
Only the user have to enter the details manually
Can easily go unnoticed
Using low denominations
Rounding up
Using as a change denomination
Forced to spend as a change factor
Not able to note where every penny goes
Not willing to track
Not in a situation
Not neccessary
"Penny wont be a problem" mentality
Lethargic
Tedious
Have to write every details manually
Have to calculate everything manually
Have to analyze where it went wrong manually
May forget to note later
Making a note manually can go wrong at times
Vague notes
Unstructured notes
Writing the expenses randomly as when spent
No time to sit and note
No patience on categorizing
Cannot be organized later
Can end up misplacing the note
Forgetting to note
Apps only highlights less info
Bank rules and regulations over third party vendors
Privacy concerns
Technical constraints
Usage of Store Names rather than items bought
Accessing the stores swiping machine
May lead to data overload in bank database
High complexity
Not necessary
No digital bill generation
May used cash for spending
Vague
no knowledge on using bank statements
Time consuming to recall overall expenses in a day at once
Have to enter details precisely
No filter options
Technical complexity
Not seeking the data that is looked for
Poor visual of data
Having excess jargons
Unstructured details
Not maintaining all bills
Misplacing bills
Digital bills are not available on all expenses :red_flag:
Not all vendors are doing digital transactions
A printed bill cannot become a digital bill
Not having bank accounts
No knowledge on digital world
High compatiblity
Careless
Hard to maintain paper bills
Throwing away unknowingly
Less importance
Overconfident
Leaving it to bank statements
Responsibility is left to others
Hard to track bills one by one
Time consuming
No time to consolidate all bills daily/ monthly
Manual process
Have to collect all bills together
Have to enter details on all expenses
Have to calculate the sum of all bills
Have to analyze the overall expenses of all bills
Has to segregate all bills accordingly
Has to be done at a time
Wait for all bills as a monthly routine
Not efficient to do with every single bill
No system to calculate all bills day by day, automatically
Cant analyze each bill
Vanishing print on bills
Small amount transactions are bill-less
Must demand for a bill everytime
Less compatible
Least bothered to provide bill by vendors
Not necessary
Lethargic
No habit of maintaining bills
Not maintaining a regular track of expense
Poor responsibility/Laziness
Postponing tracking
No real time notification before nearing a
budget
:red_flag:
Cash transaction cannot be integrated
Its cannote be integrated digitally
Can only know cash withdrawn from ATM rather than how they are spent
User only has to manually enter the cash transactions that is carried out
Technical complexity
No access to bank accounts of users to third party apps
Privacy concerns
Security reasons
Not finding it interesting
Have to read data
No visual representation
Too much details
Might end up spending more time than planned
May lead to frustrations
Have to spend time for it
Engaged with some other work
Careless
worries with the bank process
Have to visit a bank
Wait in queue
Follow step wise approach
Time Consuming
Busy schedule
Small expenses are hard to keep track :red_flag:
Low sum on daily basis might be vague
Lethargic
Might have used for a change
Low preference