Please enable JavaScript.
Coggle requires JavaScript to display documents.
Cashflows (immediate annuities (provider's perspective) (single…
Cashflows
immediate annuities (provider's perspective)
single premium
annuity payments
investment income
expenses
term assurance (provider's perspective)
premiums
benefit
investment income
expenses
Endowment assurance vs term assurance
additional lump sum (-) cashflow at the maturity date of the contract if policyholder survives until the end of the term.
may be a lump sum (-) cashflow if the policyholder surrenders the contract before end of term.
for a given sum assured, the premiums will be greater than for a term assurance policy
investment income and gains will also be greater.
interest-only loan
loan amount
interest payments
capital payment
expenses
motor insurance contract
premiums
claims
investment income
expenses
repayment loan
loan amount
interest and capital payments
expenses