French Election

Not everywhere

Canada (strategic brokers)

French switching

UK Merger Blocked

Trade

AIL Cash trap

Regulation stops using customer data

Reputational event

Market place changes (insurer-independent 'app' kills MyAviva

Data rules

Mass data theft

Loss of digital trust

Highly advanced competitor platform kills MyAviva

Huge compliance burden instituted preventing digital strategy

EU currency redenomination

BU Capital sufficiency killing Mixer?

Regulatory constraints prevent capital injections / dividends

2 Norwich data centres flood