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Finances (Debt (From someone else (Mortgage, Student Loan, Credit Card,…
Finances
Debt
From someone else
Mortgage
Student Loan
Credit Card
Personal
Overdrafts
Hire purchase
From future self
Borrow for need or to increase future earning capabilty
Have a buffer
Expenses
Outline total costs
Wait till you can afford it
Learn from others' mistakes
Log spending
Separate needs and wants
Income
Primary
Super
KiwiSaver
House
Additional
Property
Deposits
Managed Fund
Shares and Bonds portfolio
30%NZX is owned overseas
Every dollar should have a job
Asset Protection
Insurance
Income
Morgage
Chattels
House
Life
Health
Family Trust
Succession
Enduring Power of Attorney
Property
Personal care
Will