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Private Insurance (Home Owners Insurance (Damage Caused by fire,…
Private Insurance
Home Owners Insurance
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Damage Caused by fire, windstorms, hail, lightning, theft or vandalism
Excess is optional (Allianz House Insurance)
- Fire and Theft,
- Storm, lightning, water from leaking pipes, earthquake and meteorites
- Accidental breakage (of glass)
- Flood cover is optional
- Legal liability cover is up to $10,000,000
- Replacement of locks and cylinders up to $1,000
- Compensation for death
- Modifications to buildings for paraplegia & quadriplegia
- Environmental benefits
- Landlords' contents
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Travel Insurance
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Excess $200(Allianz Travel Insurance - Comprehensive)
- Overseas Emergency Medical Assistance
Unlimited
- Overseas Emergency Medical & Hospital Expenses
Unlimited
- Emergency Dental Expenses (per person)
$1,000
- Accidental Death
$25,000
- Permanent Disability
$25,000
- Hospital Cash Allowance
$5,000
- Loss of Income
$10,400
- Cancellation Fees & Lost Deposits
$5,000
- Additional Expenses
$50,000
- Travel Delay Expenses
$2,000
- Alternative Transport Expenses
$5,000
- Luggage & Personal Effects
$10,000
- Luggage & Personal Effects Delay Expenses
$500
- Travel Documents, Transaction Cards & Travellers Cheques
$5,000
- Theft of Cash
$250
- Rental Vehicle Insurance Excess
$6,000
- Personal Liability
$5 million
Health Insurance
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Hospital cover
Excess $100 copayment (Bupa health cover - Singles lowest cover)
- accommodation for overnight or same-day stays
- operating theatre, intensive care and labour ward fees
- supplied pharmaceuticals approved by the Pharmaceutical - Benefits Scheme
- physiotherapy, occupational therapy, speech therapy and other allied health services
- surgically implanted prostheses up to the approved benefits in the Government’s Prostheses List
- private room where available.
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Car Insurance
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injuries to other drivers, passengers pedestrians
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Allianz Comperhensive Car Insurance
- Cover for damage to other people's property (legal liability cover)
$20 million
- Approved legal costs arising out of a covered loss under your policy
- Legal liability cover when using a substitute vehicle Guarantee on authorised repairs
- Damage to your car if you are not at fault in an accident and the other vehicle is uninsured
- Reasonable costs of towing after a covered accident
- Accidental loss or damage to your car caused by fire or theft
- Cover for accidental damage or loss to your car (caused by events other than fire or theft)
- New replacement car if your new car (less than two years old from original registration) is a total loss
- Rental car following theft ($100 per day limit, up to 21 days)
- $25,000 accidental death cover
- Supplementary Bodily Injury
$20 million
- Cost of emergency repairs
Up to $500
- Reasonable emergency accommodation and travel expenses
Up to $750
- Accidental damage to or theft of personal effects and clothing
Up to $750
- Replacement of any Child Seat or Baby Capsule in the vehicle after a covered accident
Up to $500
- Lock re-keying and re-coding if keys to your vehicle are stolen
Up to $1,000
- Reimbursement of transportation costs if you vehicle cannot be safely driven home after a covered accident
Up to $500
- Accidental loss or damage to trailer or caravan attached to your vehicle at the time of the covered accident
Up to $1,000
- Protected No Claim Bonus
Optional
- Removal of basic excess on windscreen claim
Optional
- Rental car following an accident ($100 per day limit, up to 21 days)
Optional
- Tools of Trade (up to $1,500)
Optional
Life Insurance
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Allianz Life Cover - Life Cover/Critical Illness Cover/Permanently Unable to Work CoverLife Cover
Up to $1,500,000 coverUp to $15,000 funeral advancement includedInsure up to 2 people on the same policyBenefit increases every year to keep up with inflationKeep your cover - guaranteed to age ninety nineCritical Illness Cover
Up to $500,000 coverCover for 14 serious illnesses such as:
- Cancer
- Open Chest Surgery
- Coronary Artery By-Pass
- Triple Vessel Angioplasty
- Heart Attack
- Stroke
- Multiple Sclerosis
- Motor Neuron Disease
- Parkinson’s Disease
- Muscular Dystrophy
- Lung Failure
- Kidney Failure
- Liver Failure
- Major Organ Transplant
Benefit increases every year to keep up with inflationKeep your cover - guaranteed to age seventyPermanently Unable to Work Cover
Up to $1,500,000 coverLump sum payment if you are never able to work again due to sickness or injuryAdditional cover for Major Physical Impairment such as blindness or loss of hearingBenefit increases every year to keep up with inflationKeep your cover - guaranteed to age sixty five