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worry more when expeneses crosses fixed amount (luxurious (unwantedly…
worry more when expeneses crosses fixed amount
luxurious
unwantedly purchasing
gadgets / bikes / cars
entertainment
unusual habits /
drinking, parties
betting / lotteries
travelling
shortage of money to plan
no money in hand
less salary due toincome tax deductions
already invested in shares
school fee for new academics
unnoticed expenditures like car renewals / house tax
unwantedly spending
family functions / wedding / cermony
donations towards club
emergencies / hospitalization
penalties to bank / finance
natural calamities
wantedly spending
hesitate to bargain
irresponsible / temptation
using credit / debit cards
buying brand products
offers at grocery shopping
/ shopping malls
feels luxury in malls
avoiding frequent visits to malls
to save money
bulk billing cash discount
packing attraction
no proper planning
prestigeous issue
unnecessary expenses
no emergency handling situation
no future prediction
misuse of credit cards