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I want to build a Software to provide me practice of my studies as well as…

- - - - Salary
      - Bonus
      - Investment Sources
      - In some cases you can control your income. I.e: Working longer hours, a second job, taking on additional clients, or choosing investments that provide higher levels of income. In most cases, control is limited
    - - Savings is the last component in the cash flow puzzle. Do you save regularly and systematically or do you save when there’s something left over? Savings is our opportunity to capture and secure our wealth. The better choices you make in the other categories, the more wealth and security derived.
    - - Bills
      - Transport
      - Food
      - Entertainment
      - Clothes
      - Health
      - Alcohol
      - Understanding your spending patterns is essential to keeping your personal finances healthy
      - Known as Structural expenses, are those foundational costs over which you have little monthly control. For example, rent, mortgage, and utilities; the bills come in every month and while you might move to a slightly cheaper apartment, or turn the thermostat down in the winter, without structural changes, this category is pretty locked in. A structural change might mean, moving to an area where property costs are less or moving into a smaller home
    - - Discretionary Expenses are those where you make choices and therefore, more control can be exerted. For example, you can shop at discount stores rather than premium name brand stores that feature the allure along with higher price tags. One might ask the benefit of buying facial tissues or laundry detergent at high priced supermarkets, other than convenience. You can choose whether to invest your vacation dollars on a trip to Europe or a less costly domestic adventure. You get the point – the choices you make heavily impact the amount of your paycheck in this department.
  - - - Credit
      - Debit
  - - - the process of calculating how much money you must earn or save during a particular period of time, and of planning how you will spend it
- - - - Millionaires spend, on average, 8.4 hours a month managing and planning out their finances, according research by business theorist, Thomas Stanley.
      - Allocate at least one hour a week to your finances
        
        Update budget
        
        Review any upcoming expenses
        
        Pay bills (automate those as much as possible)
        
        Review your accounts for accuracy and handle any other pressing financial matters
        
        Make your money dates as enjoyable as possible
        
        Listen to music
        
        Light candles
        
        Do anything else that makes the personal finance process fun for you
    - - Don't try to learn everything about personal finance all at once
      - Break up your financial education into digestible chuncks
      - Read about personal finance topics
        
        Choose a topic a week
        
        Read it until you understand it then move to something else
        
        Books to start with include
        
        I Will Teach You To Be Rich by Ramit Sethi
        
        On My Own Two Feet by Manisha Thakor
        
        Soldier of Finance by Jeff Rose
        
        Rich Dad Poor Dad - What the rich teach their kids about money - that the poor and middle class do not by Robert T. Kiyosaki
    - - Talk about topics in the Requirements section
      - Find a mentor who's successful
        
        Ask them about their successes and failures
        
        Thank them for their advice
      - Curadores
        
        meusucesso.com