A Coggle Diagram about Questions to ask before contract, Types of insurance coveage, Insurance rate sets (Geographic location (often classified by postal code)
Rural locations usually have lower rates; urban locations usually have higher rates, Driving record
Accident with death, bodily injury, or property damage may trigger a surcharge on premium for three years
Number and kind of moving violations (and total of associated points)
Number of years insured with the company , Vehicle characteristics
Damage, repair, and theft record of type and model of car
Age of car and Personal characteristics
Personal habits (e.g., smoking)
Type and frequency of vehicle use (e.g., commuting)
) and warranties ( (Dealer warranties, Terms and conditions can vary greatly. and Useful to compare warranty terms on similar cars or negotiate warranty coverage.), As-is (no warranty)
No expressed or implied warranty.
If you buy a car and have problems with it, you must pay for any
Some provinces do not permit “as-is” sales on used cars. , Implied warranties
Warranty of mercantability—a product will do what it is designed to do.
Warranty of fitness for a particular purpose—a product will do what the seller promises it will do.
Always in effect unless the product is sold as-is or the seller says in writing that there is no warranty. and Unexpired manufacturer’s warranties
Manufacturer’s warranty can sometimes be transferred to the new owner. There may be a fee for the transfer process. )