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Australian Health Care System (Community Services (Doctors, dentist,…
Australian Health Care System
Medicare
Disadvantages
no choice of doctor of in-hospital treatments
waiting list for many elective surgery
does not cover alternatives therapies or allied health services
often does not cover the full amount of a doctors visit
Advantages
Reduced cost for essential medical services including treatment and accommodation in public hospitals
Choice of doctor for out of hospital services
Available for all Australian citizens
Can allow aus citizens to access free health care in selected countries
Covers test and examinations
Medicare safety net
Schedule fee
The amount of money that the Australia Government are willing to pay for treatment or services
Bulk Billing
Medicare pays the full amount
Australian Charter of Health Care Rights
the 7 rights
Access
Safety
Respect
Communication
Participation
Privacy
Communication
PBS
Pharmaceutical Benefits Scheme
medicare subsides medication
Community Services
Doctors, dentist, hospitals
helps with physical maintenance
Maternal and Child Health Services
Helps with physical, mental and emotional services by giving medical advice, giving support for post natal depression, and allows new mother to have a support system
Sports or recreational clubs
can help with physical and spiritual by getting exercise and belonging to a club
Headspace
cares for mental health by being able to have support
Place of worship
can help with spiritual helath and well being also giving a sense of community
Volunteer organisation
Helps with spiritual health and well being by giving back to community
Private Health Insurance
Incentives
Medicare levy surcharge *
High income earners that dont have private health insurance get taxed an extra 1%
Private health insurance rebate
Take out PHI before you are 31 and get private health insurance subsidies
Lifetime health cover loading
Dont have PHI before 31st birthday and get taxed extra 2%.
Advantages
Choice of doctors and specialists
Shorter waiting times for elective surgery
subsides on extras such as dental, physio
High income earners dont get taxed extra
Disadvantages :
very costly
can be a Gap where the private health insurer wont pay.
sometimes paying for something that may or may not happen eg, pregnancy