Please enable JavaScript.
Coggle requires JavaScript to display documents.
Pradhan mantri fasal Bima yojana (Challenges (Processing and verification…
Pradhan mantri fasal Bima yojana
Challenges
Processing and verification of insurance
claims are error-prone and time consuming
Payouts do not reach farmers at right time
Amounts not commensurate with losses
Solution
Use of ICT
EXPT 1:International initiative for Impact Evaluation study
Study conducted by IFPRI
Done experiments using smartphone based apps in PB, HR
Shows ways on capitalising availability of Internet and rising use of smartphones
Picture based Insurance products welds technology with Weather Index based Insurance
Capturing field images from same view point during cropping season to examine cropping conditions
Providing customised agricultural advisory to farmers by experts through same apps
Linking of bank accounts through apps for DBT
EXPT 2: Center for Budget and Policy studies
Incorporates use of mobile tech to record and upload the Crop cutting experiments(CCEs)
CCEs determine the overall yield of villages
This transmitted data can be used by Govt officials and Insurance companies
Enhanced accountability due to available info on harvest date, net weight, photos/videos, Geo tagging
Advantages
Farmers develop vigilant attitude towards
any loss of crop
Continuous Interaction with Agriculture officials
Makes farmers more aware
Way forward
Evaluations through /CT can be modified to suit
the farmers and also to get better results
help farmers regain faith in crop
insurance schemes and make them more efficient and transparent
Mitigating risk in the agriculture sector has a direct implication for agricultural productivity and farmers' welfare. It also intersects with some of the key SDGs such as Ending Poverty, Achieving Food Security and Curbing Hunger.