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Policy Analysis Dr. Pratap Jagdale & Manda Jagdale (personal…

- - - - Proposer Age at entry
        18 Years - 65 Years
      - Renewal Guarantee Age
        Lifelong
      - Policy Term Available
        1 & 2 years
      - Sum Insured Available
        1L, 2L, 3L, 4L, 5L, 10L,15L, 20L, 25L,30L, 35L, 40L, 45L & 50 Lacs
      - Premium Amount (Rs.)
        56,050
    - - Pre-Medical Test
        As per u/w guidelines
      - Pre-Existing Diseases
        After 4 continuous policy years
      - No. of Critical illness Covered
        37
      - List of Critical Illnesses
        Cancer, Kidney Failure, Multiple Sclerosis, End Stage Liver Disease,First Heart Attack, Coma, Major Burns,Bacterial Meningitis, Open Chest CABG, Major Organ/Bone Marrow Transplant,End Stage Lung Disease,Brain Surgery, Major Head Trauma, Encephalitis, Blindness, Deafness & Total Loss Of Speech.
        Please refer policy wording for complete list of illnesses covered.
      - Benefit Type (Indemnity / Benefit)
        Defined Benefit
      - Waiting Period (Survival)
        30 Days
      - TPA / Claims Administrator
        In-house
      - Exclusions List
        
        1) Self inflicted injury, attempted
        
        suicide or suicide. 2) Any specific
        
        timebound or lifetime exclusion applied
        
        by Us and specified in the schedule
        
        and accepted by insured, as per Our
        
        underwriting guidelines. Please refer
        
        attached detailed list of