Health Insurance
Shortlisted Plan
Sum Insured (Rs.) 30 Lakh
2]
Religare Health CARE 15L - 40L
INDIVIDUAL/FLOATER
Eligibility Criteria
Child Age for Floater
91 Days - 25 Years
Proposer Age at entry
18 Years - Any Age
Sum Insured Available
15L, 20L, 25L, 30L & 40 Lacs
Policy Term Available
1, 2 or 3 years
Family Size Allowed
Max. 2 Adults + 4 Children
Premium Amount (Rs.)
34,637
Plan Benefits
Restore/Recharge/Reinstatement
Yes
Hospital Accommodation
Single Private Room, up gradable to next level
Pre & Post Hospitalisation
30 days Pre & 60 days Post Hospitalisation
Pre-Existing Diseases
After 4 continuous policy years
Initial Years Exclusion
Cataract,Hernia,Hysterectomy,Joint Replacement &Hydrocele for 2 years.
Refer policy wording for detailed list.
Day-Care Treatments
Yes (541)
AYUSH Benefit
AYUSH Inpatient Hospitalization
Co-Payment
20% if you enroll at the age of 61 years or more. In case you enter before the age of 61, you have the option to select copayment when you reach the 61 years or above.
Free Health Check-up
Once every year subject to renewal
Initial Waiting Period
30 Days
No Claim Bonus / Discount
10% cumulative bonus every claim free year. Max. Upto 50% of SI
Pre-Medical Test
Above Age 45
Network Hospitals
4900 Plus
TPA / Claims Administrator
Inhouse
1]
Max Bupa Health Companion Platinum V3
INDIVIDUAL/FLOATER
Eligibility Criteria
Child Age for Floater
90 Days - 21 Years
Proposer Age at entry
18 Years - Any Age
Sum Insured Available
15L, 20L,30L, 50L & 100 Lacs
Policy Term Available
1 & 2 years
Family Size Allowed
Max. 2 Adults + 4 Children
Premium Amount (Rs.)
29230
Plan Benefits
Restore/Recharge/Reinstatement
Yes
Hospital Accommodation
Upto Sum Insured ( Except for
Suite or above room category)
Pre & Post Hospitalisation
30 days Pre & 60 days Post Hospitalisation
Pre-Existing Diseases
After 3 continuous policy years
Initial Years Exclusion
Cataract, Hernia, Hydrocele, Hysterectomy, etc; after 2 continuous policy years.
Refer policy wording for detailed list.
Day-Care Treatments
All day care treatments covered
AYUSH Benefit
Ayush Benefit Covered Upto Sum Insured
Pre-Medical Test
Above 45 Age
Free Health Check-up
Once every year subject to renewal
Initial Waiting Period
30 Days
No Claim Bonus / Discount
20% Non Reducing bonus Max. Upto 100% of SI for Each Claim Free Year.
Network Hospitals
4000 Plus
TPA / Claims Administrator
Inhouse
3]
Aditya Birla Health Activ
Assure Diamond
INDIVIDUAL/FLOATER
Eligibility Criteria
Child Age for Floater
91 Days - 25 Years
Proposer Age at entry
18 Years - Any Age
Sum Insured Available
2L,3L, 4L, 5L, 7L,10L, 15L,
20L, 25L, 30L, 40L, 50L,75L,
100L, 150L & 200 Lacs
Policy Term Available
1, 2 or 3 years
Family Size Allowed
Max. 2 Adults + 4 Children
Premium Amount (Rs.)
34,880
Plan Benefits
Restore/Recharge/Reinstatement
Yes
Hospital Accommodation
1% of SI per day for SI Rs. 2L,3L, 4L Else Single Private A/C Room
Pre & Post Hospitalisation
30 days Pre & 60 days Post Hospitalisation
Pre-Existing Diseases
After 4 continuous policy years
Initial Years Exclusion
Cataract,Hernia,Hysterectomy, Joint Replacement & Hydrocele for 2 years. Refer policy wording for detailed list.
Day-Care Treatments
Yes (586)
AYUSH Benefit
From Rs. 15000 to Rs. 50000 as per SI Opted
Co-Payment
20% Co-payment For age at entry at 61 yrs and above
Free Health Check-up
Above Age 18 once in a policy year
Initial Waiting Period
30 Days
No Claim Bonus / Discount
cumulative bonus of 10% of SI every claim free year upto 50% of SI
4]
Bajaj Allianz Health Guard GOLD
FLOATER
Eligibility Criteria
Child Age for Floater
91 Days - 30 Years
Proposer Age at entry
18 Years - 65 Years
Sum Insured Available
3L, 4L, 5L, 7.5L, 10L ,15L,20L, 25L, 30L, 35L, 40L, 45L & 50 Lacs
Policy Term Available
1, 2 or 3 years
Family Size Allowed
Max. 2 Adults + 4 Children
Premium Amount (Rs.)
32,623
Plan Benefits
Restore/Recharge/Reinstatement
Yes
Hospital Accommodation
Upto Sum Insured
Pre & Post Hospitalisation
60 days Pre & 90 days Post Hospitalisation
Pre-Existing Diseases
After 3 continuous policy years
Initial Years Exclusion
Cataract, Hernia, Hydrocele, Hysterectomy, etc; after 2 continuous policy years.
Refer policy wording for detailed list.
Day-Care Treatments
Yes (All)
AYUSH Benefit
Inpatient Hospitalisation for Ayurvedic/Homeopathic Treatment, Max. upto Rs.20,000 per policy year with policy term more than 1 year.
Co-Payment
10 % or 20% discount if opted voluntarily.
Free Health Check-up
After 3 continuous claim free years
Initial Waiting Period
30 Days
No Claim Bonus / Discount
10% cumulative bonus every claim free year upto 10 years and 100% of basic sum insured
Maternity Benefit
After 6 continuous policy years.
Pre-Medical Test
For Ages Above 45
Network Hospitals
5000 Plus
TPA / Claims Administrator
Inhouse