Health Insurance_Shortlisted Plan Of Dr. Pratap & Manda Jagdale
Health Insurance
Shortlisted Plan

Sum Insured (Rs.) 30 Lakh

2] download (6)
Religare Health CARE 15L - 40L
INDIVIDUAL/FLOATER

Eligibility Criteria

Child Age for Floater
91 Days - 25 Years

Proposer Age at entry
18 Years - Any Age

Sum Insured Available
15L, 20L, 25L, 30L & 40 Lacs

Policy Term Available
1, 2 or 3 years

Family Size Allowed
Max. 2 Adults + 4 Children

Premium Amount (Rs.)
34,637

Plan Benefits

Restore/Recharge/Reinstatement
Yes

Hospital Accommodation
Single Private Room, up gradable to next level

Pre & Post Hospitalisation
30 days Pre & 60 days Post Hospitalisation

Pre-Existing Diseases
After 4 continuous policy years

Initial Years Exclusion
Cataract,Hernia,Hysterectomy,Joint Replacement &Hydrocele for 2 years.
Refer policy wording for detailed list.

Day-Care Treatments
Yes (541)

AYUSH Benefit
AYUSH Inpatient Hospitalization

Co-Payment
20% if you enroll at the age of 61 years or more. In case you enter before the age of 61, you have the option to select copayment when you reach the 61 years or above.

Free Health Check-up
Once every year subject to renewal

Initial Waiting Period
30 Days

No Claim Bonus / Discount
10% cumulative bonus every claim free year. Max. Upto 50% of SI

Pre-Medical Test
Above Age 45

Network Hospitals
4900 Plus

TPA / Claims Administrator
Inhouse

1]download (3)
Max Bupa Health Companion Platinum V3
INDIVIDUAL/FLOATER

Eligibility Criteria

Child Age for Floater
90 Days - 21 Years

Proposer Age at entry
18 Years - Any Age

Sum Insured Available
15L, 20L,30L, 50L & 100 Lacs

Policy Term Available
1 & 2 years

Family Size Allowed
Max. 2 Adults + 4 Children

Premium Amount (Rs.)
29230

Plan Benefits

Restore/Recharge/Reinstatement
Yes

Hospital Accommodation
Upto Sum Insured ( Except for
Suite or above room category)

Pre & Post Hospitalisation
30 days Pre & 60 days Post Hospitalisation

Pre-Existing Diseases
After 3 continuous policy years

Initial Years Exclusion
Cataract, Hernia, Hydrocele, Hysterectomy, etc; after 2 continuous policy years.
Refer policy wording for detailed list.

Day-Care Treatments
All day care treatments covered

AYUSH Benefit
Ayush Benefit Covered Upto Sum Insured

Pre-Medical Test
Above 45 Age

Free Health Check-up
Once every year subject to renewal

Initial Waiting Period
30 Days

No Claim Bonus / Discount
20% Non Reducing bonus Max. Upto 100% of SI for Each Claim Free Year.

Network Hospitals
4000 Plus

TPA / Claims Administrator
Inhouse

3] download (5)
Aditya Birla Health Activ
Assure Diamond

INDIVIDUAL/FLOATER

Eligibility Criteria

Child Age for Floater
91 Days - 25 Years

Proposer Age at entry
18 Years - Any Age

Sum Insured Available
2L,3L, 4L, 5L, 7L,10L, 15L,
20L, 25L, 30L, 40L, 50L,75L,
100L, 150L & 200 Lacs

Policy Term Available
1, 2 or 3 years

Family Size Allowed
Max. 2 Adults + 4 Children

Premium Amount (Rs.)
34,880

Plan Benefits

Restore/Recharge/Reinstatement
Yes

Hospital Accommodation
1% of SI per day for SI Rs. 2L,3L, 4L Else Single Private A/C Room

Pre & Post Hospitalisation
30 days Pre & 60 days Post Hospitalisation

Pre-Existing Diseases
After 4 continuous policy years

Initial Years Exclusion
Cataract,Hernia,Hysterectomy, Joint Replacement & Hydrocele for 2 years. Refer policy wording for detailed list.

Day-Care Treatments
Yes (586)

AYUSH Benefit
From Rs. 15000 to Rs. 50000 as per SI Opted

Co-Payment
20% Co-payment For age at entry at 61 yrs and above

Free Health Check-up
Above Age 18 once in a policy year

Initial Waiting Period
30 Days

No Claim Bonus / Discount
cumulative bonus of 10% of SI every claim free year upto 50% of SI

4]download
Bajaj Allianz Health Guard GOLD
FLOATER

Eligibility Criteria

Child Age for Floater
91 Days - 30 Years

Proposer Age at entry
18 Years - 65 Years

Sum Insured Available
3L, 4L, 5L, 7.5L, 10L ,15L,20L, 25L, 30L, 35L, 40L, 45L & 50 Lacs

Policy Term Available
1, 2 or 3 years

Family Size Allowed
Max. 2 Adults + 4 Children

Premium Amount (Rs.)
32,623

Plan Benefits

Restore/Recharge/Reinstatement
Yes

Hospital Accommodation
Upto Sum Insured

Pre & Post Hospitalisation
60 days Pre & 90 days Post Hospitalisation

Pre-Existing Diseases
After 3 continuous policy years

Initial Years Exclusion
Cataract, Hernia, Hydrocele, Hysterectomy, etc; after 2 continuous policy years.
Refer policy wording for detailed list.

Day-Care Treatments
Yes (All)

AYUSH Benefit
Inpatient Hospitalisation for Ayurvedic/Homeopathic Treatment, Max. upto Rs.20,000 per policy year with policy term more than 1 year.

Co-Payment
10 % or 20% discount if opted voluntarily.

Free Health Check-up
After 3 continuous claim free years

Initial Waiting Period
30 Days

No Claim Bonus / Discount
10% cumulative bonus every claim free year upto 10 years and 100% of basic sum insured

Maternity Benefit
After 6 continuous policy years.

Pre-Medical Test
For Ages Above 45

Network Hospitals
5000 Plus

TPA / Claims Administrator
Inhouse